If you pay your insurance premiums, you trust that your insurer pay your claim should you require coverage. Similarly, you assume that if you are harmed by the actions of another, and file a claim against their liability insurance policy, you will be offered the proper compensation. Unfortunately, insurance claims are denied all of the time. If you have an insurance dispute or are dealing with a claim denial, our Spokane insurance denials lawyer can help you to take action. Call our law firm today – time is of the essence when dealing with a denied insurance claim.
Types of Insurance Claim Denial Cases We Manage
If you have been denied insurance claim benefits to which you believe you are entitled, it’s important to consult with an attorney. We have experience representing clients in myriad claim denial and claim dispute types, including:
Why Are Insurance Claims Denied?
There are numerous reasons why an insurance company may deny your claim. Some of the top reasons for claim denials include:
Keep in mind that sometimes, an insurance company will actively try to find ways to deny your claim, such as claiming that you were at fault for an accident–and therefore not entitled to coverage–even when this isn’t truly the case.
How Our Spokane Insurance Denial Lawyers Can Help
If your insurance claim has been denied, we can help you. We will:
Insurance companies often have valid reasons for denying claims. But, sometimes, claims are denied merely as a tactic to save the insurance company money. When an insurance company acts in bad faith, we will be there to hold it accountable and improve your chances of recovering compensation.
Tips for Talking with an Insurance Company
One of the best ways to ensure that your claim is not wrongfully denied or lowballed is to know how to talk with an insurance company; you never want to provide the insurer with information that it can then use against you. Some tips for talking with an insurance company include:
In addition to the above, it’s important to not delay in notifying your insurer after an accident/when you need to file a claim. If you wait too long to provide your insurer with notice, you may be denied coverage based on this.
Work with our Spokane Insurance Denials Lawyer
There are few things more frustrating than dealing with a denied insurance claim. If your insurance claim has been denied you need a lawyer. At the law offices of Albrecht Law, PLLC, we know how important it is your claim is approved. When you work with our law office, we will aggressively advocate for you. We know the unscrupulous tactics that insurance companies use to deny or lowball claimants’ settlements. We’ll make sure that bad faith actions don’t go unpenalized.
Bad Faith Insurance Claims Under the Consumer Protection Act (CPA): Your Guide to Damages
In Washington State, insurance companies have a legal responsibility to act in good faith. The Washington Consumer Protection Act (CPA) is one of multiple state statutes that serves to protect policyholders. Through a bad faith insurance claim, a policyholder can seek financial compensation which may possibly include triple damages. Our Spokane insurance lawyers explain the key facts to know about bad faith claims and your right to seek damages under the Washington Consumer Protection Act.
What is the Consumer Protection Act?
The Consumer Protection Act (CPA) is a Washington state law designed to help ensure that people and businesses are treated fairly. The CPA covers a wide range of commercial transactions, including many insurance policies. As the law statute states, the CPA prohibits “unfair or deceptive acts or practices in trade or commerce.” The law includes a private right of action. This means anyone affected by an unlawful, unfair or deceptive practice has the right to file a lawsuit against the offending party.
Your Right to Recover Damages for Bad Faith Under the CPA
Through a CPA bad faith insurance claim in Washington, you can claim a wide range of damages, including:
The CPA is not the only bad faith law in Washington. An insured party may also have a common law bad faith claim and a claim under the Insurance Fair Conduct Act (IFCA). A Spokane insurance law attorney will help you pursue every path to recover compensation.
Was Your Insurance Claim Denied in Eastern Washington?
We are available to help. At Albrecht Law PLLC, our attorneys wrote the book on insurance law in Washington State. Reach out to us by phone or send us a direct message for a free, fully confidential review of your case. Our law firm provides insurance law representation throughout Spokane County, including in Spokane, Spokane Valley, Cheney, and Liberty Lake.
To learn more, please call (509) 495-1246 today or send us a message. We are here to serve you.