Car crashes are the number one cause of accidental injuries in our region. Safe drivers are still at risk of being involved in a collision. If you were involved in a car accident in Spokane, you need to know how to protect your rights and interests. One of the first questions people have after an accident is: How do I get my medical bills paid? Here, our Spokane auto accident lawyer answers the question by explaining the key things to know about medical bills and car crashes in Washington.
Know Your Options for Getting Your Car Accident Medical Bills Paid in Spokane
Option #1: Your Own Insurance Coverage
As an initial option, you may be able to get your medical bills paid through your own insurance coverage. Going through your own insurance policy (or policies) may be the best option if you were at fault for your own crash or for immediate treatment while the personal injury claims process is still pending. You may have options for getting medical bills covered through your:
- No fault auto insurance policy, such as PIP coverage or MedPay coverage; or
- Own health insurance policy.
Option #2: Get Medical Treatment With Letter of Protection (LOP) or Medical Lien
In some cases, a medical provider may not want to provide treatment without proof of coverage. This could be a challenge if you lack health insurance or your insurance carrier is denying coverage on the grounds that another party is responsible for your car accident. In this situation, you may be able to get medical care approved through an attorney-drafted Letter of Protection (LOP). In effect, an LOP will guarantee a medical provider payment for services through a future (ongoing) personal injury claim. The health provider will have a medical lien against a portion of the settlement. You have certain legal protections on the Washington State law medical lien law (Chapter 60.44 RCW).
Option #3: Personal Injury Settlement or Verdict
Washington is a fault-based motor vehicle accident jurisdiction. You should never be on the hook for an accident that was caused by another driver or any other party. An experienced Spokane auto accident lawyer can help you with justice and the maximum amount of financial compensation. Depending on how your case progresses, you may get medical bills paid through a trial verdict. Though, most car accident injury claims are settled. Beyond coverage for the full extent of your medical bills, you can also seek compensation for other economic and non-economic damages.
Call Us Now for a Free Consultation With a Car Accident Attorney in Spokane, Washington
At Albrecht Law PLLC, our Spokane auto accident lawyer has the professional experience you can trust. If you have any questions about getting your medical bills paid after a crash, we are here to help. Get in touch with us by phone or contact us online to set up your free consultation. With an office in Spokane, our firm handles motor vehicle accident injury cases throughout the region.