When you file an insurance claim—whether it is through your own policy or against a third party insurance company—you expect that you will be treated in a reasonable and fair manner. Sadly, that does not always occur. In far too many cases, insurance companies use bad faith settlement practices to deny injured parties the compensation they rightfully deserve.
As frustrating as this can be, the good news is that Washington law offers a remedy: You can bring a bad faith insurance lawsuit against an insurer that has violated their responsibilities. Here, our Spokane insurance denial attorneys explain what you need to know about Washington’s bad faith insurance laws.
Three Sources of Protection Against Bad Faith Insurance Practices
One of the many things that makes bad faith insurance claims complicated is that there are overlapping sets of laws and regulations that are relevant in these cases. More specifically, there are three primary sources of law that can be used to pursue bad faith insurance damages in Washington:
1. The Common Law
To start, you may be able to bring a common law claim. As a general rule, insurance companies in Washington have a duty to use good faith settlement practices. When they breach this duty, they can be held liable.
2. Consumer Protection Act (CPA)
The Washington Consumer Protection Act (CPA) also allows some claimants to pursue a bad faith claim on the grounds of unfair trade practices.
3. Insurance Fair Conduct Act (IFCA)
Finally, the Insurance Fair Conduct Act (IFCA) offers an additional path to recovery for individuals who have had their insurance claim unreasonably denied by the company.
An experienced bad faith claims lawyer will be able to review the specific nature of your case and determine the best way to help you maximize your recovery—potentially bringing a claim under common law, the CPA, the IFCA, or any combination of the three.
How Our Bad Faith Attorneys Can Help
Bad faith insurance litigation is complex. By definition, the insurance company is not treating you fairly. You need an experienced advocate on your side to get justice and full and fair financial compensation. At Albrecht Law PLLC, we have the experience needed to handle complex bad faith claims. Among other things, our Spokane, WA bad faith insurance litigation attorneys are prepared to:
- Conduct a free, in-depth assessment of your bad faith claim;
- Explain your legal rights and legal options;
- Investigate the matter—obtaining supporting evidence; and
- Take action to get you financial compensation.
Bad faith insurance claims must always be handled on a case-by-case basis. Often, our Spokane insurance denial lawyers are able to build a strong appeal and get a fair settlement from the insurance company. That being said, our trial-tested bad faith lawyers are always ready for court.
Contact Spokane Our Bad Faith Insurance Lawyers Today
At Albrecht Law PLLC, our Washington insurance law attorneys have the skills and knowledge needed to handle complex bad faith insurance claims. To request a free assessment of your case, please contact our legal team now at (509) 495-1246. From our law office in Spokane, our bad faith insurance litigation lawyers serve clients throughout Eastern Washington, including in Whitman County, Spokane County, Adams County, and Stevens County.