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Insurance Claim Second Opinions Are Worth Their Weight In Gold

March 1, 2013 – Matt Albrecht

Insurance Claim Second Opinions: Are Worth Their Weight In Gold

A recently settled case for one of our clients (with the help of talented co-counsel at Casey Law Offices) demonstrated the necessity of second opinions on settlement values more pointedly than any seminar or magazine article could.

An injured client comes in not realizing the drunk who injured him has insurance.  His insurance company tried to settle for roughly $5,000 before he consulted an attorney.  Mind you, there were serious injuries requiring substantial treatment for neck and back problems.  After conducting a proper and thorough investigation and pursuing the claim with the at-fault driver’s insurance company, that same case settled for $45,000 once he had experienced personal injury lawyers involved.

You might be thinking this is unique or rare.  You would be wrong.  It’s sadly typical for an insurance company that is supposed to be “on your side” to be perfectly happy to settle for a fraction of your fair claim value as long as you don’t catch them in the act.  Any time you speak with an insurance adjuster, remember one thing–they will never get a bonus for paying you more.  Their job is to make sure the company pays as little as necessary.  They do that job well, and they do it every day.  How often do you handle insurance claims?  You should have someone with experience and knowledge fighting for you.

Don’t make a $40,000 mistake.  When I see these cases I can’t help but imagine how many people are out there staring at unreasonable, shameful low-ball offers from their insurance companies and just not knowing how to fight these mammoth companies.  Depending on the case, not getting a settlement offer reviewed by an attorney could cost a lot more than $40,000.  If you’re not sure whether you are being treated fairly, why not find a qualified Spokane attorney to give you a free consultation and case review before deciding? Contact us today!

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